Credit One Bank Visa Credit Card Reviews
The credit one bank platinum visa is only worth considering if you have bad credit and are looking for an unsecured card to help you bounce back.
Credit one bank visa credit card reviews. In most cases credit building cards require a security deposit of at least 300 and only match your initial credit limit to what you contribute. If you can t afford the deposit for a secured credit card the credit one visa offers a minimum credit line of 300 more than the minimum some secured cards offer. While the credit one bank platinum visa isn t the highest interest card around its apr range can get up there and the worse your credit is the more you ll pay in interest. That is an obvious incentive when spending power is in high demand as tends to be the case with unsecured credit cards for bad credit.
After one year they will allow you to apply for a credit limit increase. I was granted a starting credit limit of 500 with a credit score of around 580. Credit one bank is not responsible or liable for and does not endorse or guarantee any products services information or recommendations that are offered or expressed on other websites. There is an annual fee.
But with the credit one bank visa you don t have to make a deposit and will receive a minimum credit limit of 300. Credit one bank promises to regularly consider you for a higher credit limit if you get approved for the platinum visa as well as to automatically apply the higher limit if you re deemed worthy of it. I will be paying my balance in full again and not using my credit one bank card any longer. Automatic credit line increase reviews.
You ll also pay an annual fee of 0 up to 99 with exact fees depending on your credit. They a large corporation is taking advantage of their credit card holders. Sucks that i will still have to pay an annual fee to them but if i cancel my card that will hurt my credit score more.